Speed. Technology. Capital.

Business funding up to $5M, built for speed.

Apply in minutes. Get funds as soon as 24 hours later.

5K+

businesses funded

Trusted by Businesses Across America

See How Much You
Qualify For

Move the slider to match your monthly revenue and get an instant estimate. No credit pull, no commitment, no
paperwork.

Typical approval time: Under 24 hours.

The Right Funding for Every Business

Six flexible products designed to match where your business is today and where it’s headed tomorrow.

Merchant Cash Advance

Get capital now, repay as you earn. Tied to your daily sales so payments flex with your business.

Business Term Loan

A lump sum with fixed payments and a clear payoff date. Great for big moves and planned investments.

Line of Credit

Draw only what you need, when you need it. Repay and reuse on your schedule.

Equipment Financing

Stop waiting to afford the tools your business needs. The equipment secures the loan.

Invoice Factoring

Your invoices are assets. Convert outstanding receivables into cash today instead of waiting 30-90 days.

Working Capital Loan

Cover payroll, inventory, or overhead without skipping a beat. Built for day-to-day business needs.

Why Businesses Choose AFA

Secure & Trusted

Your data is protected with bank-level encryption from the moment you apply. What you share with us stays with us.

Simple Process

One short form, no stacks of documents, no back-and-forth. From application to funded in as little as one business day.

No Hard Credit Pulls

Check your eligibility and explore your options without it showing up on your credit report. Zero impact, full transparency.

Three Steps. One Business Day.

1. Apply

Fill out one short form online. It takes minutes and will not affect your credit score.

2. Get Approved

Our technology evaluates your application fast. Most decisions come back within a few hours.

3. Get Funded

Sign your agreement and your capital hits your account. Same day in most cases.

Proven Results. Real Impact.

Businesses Funded

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Capital Deployed

$ 0 B

Client Satisfaction Rate

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Approval Success Rate

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What Our Clients Say

Real business owners trust us to deliver fast, reliable funding when it matters most. Here’s how we’ve helped companies grow, stabilize cash flow, and seize new opportunities with confidence.

The process was incredibly fast and straightforward. We applied on Monday and had funding by the end of the week. It helped us take on a major contract without hesitation.

David M., Logistics Company Founder

The process was incredibly fast and straightforward. We applied on Monday and had funding by the end of the week. It helped us take on a major contract without hesitation.

David M., Logistics Company Founder

The process was incredibly fast and straightforward. We applied on Monday and had funding by the end of the week. It helped us take on a major contract without hesitation.

David M., Logistics Company Founder

The process was incredibly fast and straightforward. We applied on Monday and had funding by the end of the week. It helped us take on a major contract without hesitation.

David M., Logistics Company Founder