Access capital when you need it. Pay only for what you use.

Line of Credit

Keep capital on standby and draw only what your business needs, when it needs it. No reapplying, no waiting, no waste.

$10K - $500K

Available credit limits

Funds in 24 Hours

Fast approval & funding

6-24 Month Terms

Flexible repayment options

Flexible Funding, On Your Terms

A business line of credit works like a safety net with teeth. You get a set credit limit, draw from it whenever your business needs capital, and only pay interest on what you actually use. Repay it and the funds become available again. It’s the most versatile funding tool a growing business can have.

Ideal For Businesses That Need Flexibility

Seasonal Cash Flow — Smooth out the slow months without draining your reserves

Payroll & Operations — Cover day-to-day expenses when timing doesn't line up with incoming revenue

Inventory & Supplies — Stock up fast when opportunity strikes without tying up working capital

Unexpected Expenses — Handle surprises on your terms without scrambling for emergency financing

Key Features

Revolving Credit Structure

Draw, repay, and draw again. Your credit line resets as you pay it back, giving you ongoing access to capital without a new application every time.

Flexible Draw Amounts

Take exactly what you need, whether that’s $5,000 or $500,000. You are never locked into borrowing more than your business actually requires.

Transparent Pricing

No hidden fees, no surprise charges. You know exactly what you owe before you sign, and the terms stay clear throughout the life of your credit line.

Simple Qualification Criteria

1+ year in business

$100K+ annual revenue

U.S.-based business bank account

600+ personal credit score

How It Works

1. Apply

One short application with your basic business details. No stacks of paperwork, no lengthy back-and-forth.

2. Get Approved

We review your application fast. Most decisions come back within 24 hours of submission.

3. Get Funded

Your credit line is activated and ready to use. Draw funds whenever your business needs them.

We relied on a business line of credit to manage seasonal cash flow and cover inventory ahead of our busiest months. Having access to flexible capital — and only paying for what we used — gave us confidence to grow. Within eight months, our revenue increased by 32%.

— Daniel M., Retail Business Owner