Fast, flexible capital when you need it most

Merchant Cash Advance

Your sales are your strongest asset. Put them to work and get the capital your business needs today, not next month.

Maximum funding available

$ 0 M+

Fast approval decisions

0 Hours

Approval rate based on revenue performance

0 %+

Flexible Funding Built around your sales performance

A Merchant Cash Advance gives your business immediate access to working capital based on what you already earn. No collateral required, no rigid credit thresholds. We look at your revenue history and card sales to make a fast, fair decision. The stronger your sales, the more you can access.

Built for Businesses With Active, Consistent Revenue

An MCA works best for businesses that move money regularly. If any of these sound like you, you’re a strong candidate:

Retail & Restaurants – High daily sales volume that can support flexible repayments

Service Businesses – Revenue that fluctuates month to month but stays consistent overall

Seasonal Operations – Bridge the slow periods without touching your reserves

Startups & Small Businesses – Strong sales history but limited access to traditional bank credit

Key Features

Fast Approval & Funding

Most decisions come back within 24 hours. Once approved, your capital is on its way. No waiting around, no chasing your banker.

Fixed Repayments

A set percentage of your daily sales is collected automatically. You always know what to expect, with no surprise invoices or variable billing.

Minimal Documentation

Skip the thick loan packets. We need the basics: your business info, ownership details, and a few recent bank statements. That’s it.

Simple eligibility criteria to get started quickly

1+ year in business

Consistent credit/debit card sales history

U.S.-registered business entity

Active business bank account for repayment processing

How It Works

1. Apply

Fill out one short form with your basic business information. Takes less than five minutes.

2. Get Approved

Our system reviews your sales history and revenue data fast. Most approvals land within 24 hours.

3. Get Funded

Capital hits your account and you put it straight to work. No delays, no detours.

We needed fast capital to stock up for the holiday season. The MCA process was simple — approval in 24 hours and funds in-hand shortly after. It helped us increase inventory without interrupting cash flow

— Sarah K., Retail Boutique Owner